American Express Platinum » Review 06/2023 (2023)

American Express Platinum Card: our Amex experience

DieAmex Platinum CardIt is probablediemost famous credit card in the world. A well-known brand from Hollywood movies and stars. A card that provides countless benefits and lifestyle enhancements and opens exclusive doors. And a price that has it all.

we use themAmerican Express Platinofor several months, once in theBusinessand once in thePrivate-Version. We can already say: The number of advantages that exist is sometimes overwhelming and it is “work” to find the right ways and use them:

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  • 200 euros of travel credit per year,
  • 150 euros of restaurant credit per year,
  • another 200 euros each at Dell and Sixt, each year.
  • In addition to access to more than 1,200 airport VIP lounges,
  • a complete insurance package,
  • now 120 euros of entertainment credit for Netflix or Amazon

and and and... It will be a while until we have found and listed all the advantages. So take a little time when we introduce you today.American Express Platinum Benefits, dieCost, dierequirementsand present practically anything that we consider relevant.

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  • Amex platinoCharge credit card in precious metal
  • financial benefits: €200 for travel, €200 for rental cars, €150 in restaurants, €120 for entertainment,
  • Access to the loungeat the airport, private Amex events, status updates in hotels and rental cars
  • Membership RewardsAccumulate points and spend them on offers
  • Countless other advantages, as a private, company or membership card

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(Video) Is the Amex Platinum Worth $695?

American Express Platinum - The best credit card in Germany?

If you are willing to pay the fee of EUR 720 per year (company: EUR 700 per year), we will basically say: "yes". For such a proud price, it can and should also offer the right quality. Now we will look at them in more detail and try to explain the large number of advantages (and also some disadvantages) little by little.

Advantages and disadvantages of American Express at a glance


  • The credit card can be seen:Platinum Metal Card + Free Platinum Membership Card
  • Countless financial benefits: €200 Annual Ride Credit, €200 Annual SIXT Ride Credit, €200 Annual Dell Credit
  • New perks regularly, including real hits like:€150 annual restaurant credit at over 1,400 restaurants, €120 entertainment credit (Netflix, Amazon Prime, Kindle, Audible, etc.)
  • lifestyle updates: Access to more than 1,200 airport lounges around the world with Priority Pass (including Lufthansa Business Lounges). Fine Wine Club, Global Dining Collection with access to exclusive gourmet restaurants around the world
  • Status updates for travel and auto: Upgrades in hotels and travel partners (Hilton Honors Gold status, Melia Rewards Gold, Avis P and more). For rental cars: Avis Preferred, Hertz Gold Plus Rewards, SIXT Platinum Card
  • Earn a point with each euro:Membership Rewards Earn points with every spend. Turbo Rewards with up to 20,000 bonus points per year.
  • Convert points to euros or miles: Convert every euro spent into miles with partner programs (eg Miles & More, Emirates) or spend miles directly in euros
  • regular specials: Partially up to 75,000 Membership Rewards when opening or inviting friends (subject to availability)


  • "Not very cheap":Good performance has its price. The American Express Platinum costs EUR 720 per year for the private version, or EUR 700 per year for the commercial version
  • Using the advantages is not easy:Some features must be activated over the phone, in the app, or on the web to work. Lots of fine print and conditions, eg with Sixt or status updates, to really understand it
  • Lower acceptance rate than VISA, Mastercard: Relatively speaking, Amex has the fewest acceptance points, that is, you can't use them everywhere in everyday life. However, thanks to contactless payment, acceptance has increased significantly in recent years. Especially with high expenses (travel, hotel), you can use the Amex without any problem.
  • Website and app are sometimes a mess: American Express was founded in 1850 (!). The product, the website, and also the apps have grown over the years, and many of them just don't work the first time, or don't work at all. This is sometimes almost impossible with the number of features. Sometimes a bit frustrating when you want to complete deals
  • SCHUFA consultation and report: It is clear that SCHUFA will be consulted for a card that has a decent limit (in our case: just over €10,000). But since we have the business and private additional card, SCHUFA was consulted twice and SCHUFA was informed twice about a credit card. Our SCHUFA score has noticeably deteriorated due to 2 credit cards in a month

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The benefits and advantages of American Express in detail: this is how you use them

We tried to divide the benefits into 4 different groups to understand them a little better. We actually see 4 groups of benefits:

  1. financial updates: You have onemonetary valueusing the card
  2. List style updates: Havedaily benefits, especially in the segment of travel, concerts and events
  3. Status updates:In hotels, with rental companies, in shopping centers you have direct access with the cardstatus benefits
  4. Accumulate points:By using the card, you collectreward pointswhat can you use

1. Financial Upgrades: How to Use Your American Express Travel Credit

To enjoy its benefits, you must use the card for purchases and reservations. It works like this.

For example, do you want this?200 euros travel creditthen open the "Benefits" tab in the American Express app and then select a travel destination. There you can use your card, benefits and points for flights, rental cars and hotels.

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The benefits and travel apply to almost all the airlines and countries we booked in our test.

When it comes to hotels, there are again advantages of Amex, especially for selected hotels, since American Express has direct cooperation with some hotel chains. In addition to status upgrades at Meliá or Hilton, this also includes offers at theFine-Hotels + Resorts Partner Programand in the "The hotel collection(This is also where the $100 comes into play.)

2. Lifestyle Enhancements: Lounge-Zugang, American Express Events, Konzerttickets

In fact, we take some of the lifestyle improvements with us during the travel process. In addition to an additional budget, we also have the opportunity to have early check-in at the hotel, free breakfast and even an extra credit of 100 dollars, because the hotel is part of the "The hotel collection" the for "Fine Hotels + Resorts" belongs to two hotel groups that cooperate with Amex.

So how can I make traveling a little more comfortable with my Amex? With the airport business lounge:

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(Video) AMEX Platinum Best Offer $200+150,000 points AND OTHER BENEFITS
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Another very good advantage of Amex Platinum is cooperation with "Priority Pass". With American Express Platinum, you get access to more than 1,200 airport lounges around the world, free of charge. To get this access, you must log in with your card number after applying for the credit cardSign in to the Priority Pass app. You will then receive your virtual card in the app, although a physical card will also be sent to you again.

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American Express Platinum » Review 06/2023 (15)

In addition to access to the airport lounge, you also have the opportunity to participate in exclusiveEventos American Expressto participate. Amex has now developed its own app for this purpose, the AmexExperiences app.

There you'll regularly find exclusive American Express events or discounted VIP tickets to a variety of events and concerts, including comedy specials, cooking classes, shopping deals, and featured travel. More on that below.

3. Status Updates - Activate first, then receive status updates and reap the benefits

You need to activate some of the updates first. You gotta get up for, sign in with your account and then theactivate benefits. These include discounts on Dell or the SIXT ride travel credit, as well as status memberships with Hilton, Radisson, Meliá and with car rental providers Avis, Sixt or Hertz.

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American Express Platinum » Review 06/2023 (17)

InHiltonyMeliayou also have to register separately so you cancustomer accountand get a customer number that you must enter when activating.

The advantage indellit works out of the box, for example, if you simply use your Amex to shop. Please note that the profit is limited to 2x 100 euros (not 1x 200 euros at a time).

By the way: if you have bothBusiness, just like himprivate versionas an additional card, you must use the benefits toselect each card individuallyfor them to become effective.

4. Membership Rewards: accumulate points and bonuses with each euro

One of the most interesting advantages is, of course, that with every euro you spend, you tooGane puntos de Membership Rewards. Plus, you'll often be credited with another 15,000, 30,000, or sometimes up to 75,000 Membership Rewards points when you open your account, depending on the campaign period. You can then use this to shop, spend it on travel, or trade it for other benefits.

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American Express Platinum » Review 06/2023 (19)

Amex Experiences Application

With Membership Rewards you not only have the opportunity to accumulate extra points, but also, of course, to spend points.

Amex offers new exclusive events, offers and highlights almost every week, for which you can use your Amex Platinum card and its benefits.

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American Express Platinum » Review 06/2023 (21)

2 tips: Activate Membership Rewards Turbo and watch the declarations

1: If you use your card frequently, you should definitely use theTurbo Membership RewardsActivate. The best way to do this is by calling the hotline listed on your Amex card. There you activate the Rewards Turbo, you have to pay 15 euros a year and you receive 50% more points. Turbo is capped at up to 20,000 bonus points per year

2.: Check the app and your account statements from time to time. There are always suitable offers hidden there that you can unlock directly on your card to accumulate extra points

(Video) Amex Centurion Lounges Overrated? Miami lounge shows downside of American Express Platinum success

Disadvantages of the American Express Platinum Card

Now that we've covered (most of) the benefits of Amex, it's time to take a closer look at the card and also point out what doesn't work so well.

The biggest difference with the usual VISA and Mastercard credit cards is theacceptance level. American Express is not always supported, especially when shopping around the corner, in supermarkets or at a newsstand. here you are with oneDebitmuch better handled by VISA or Mastercard. For larger amounts, especially with travel portals, Amex is always accepted.

What is also not good is thatbenefits managementyclarity the offer. Many of the benefits must be activated separately. This means: visit the website, log in, discover the benefits, activate them, etc. With the Miles-Turbo you have to call to unlock it (for a fee of 15 euros).

HeThe website login process sometimes works, sometimes it doesn't. It's easy to see that Amex is a large company that has grown over decades, and behind it are thousands of individual programs and services that have been added and removed over time. Sometimes things just go wrong.

Another disadvantage is theexact terms of benefits. An example: a gift of 200 euros from Sixt sounds great, but the devil is in the details. The €200 applies to Sixt Ride and you can use a maximum of €20 per booking, meaning you need to ride with Sixt at least 10 times a year to get the full benefit. Automatic vehicle update is only available for the first 12 months after issuance, unless you are a "power user".

American Express Platinum and SCHUFA: double entry for business and partner card?

What we did not like at all was our SCHUFA. We request the American Express Platinum Business and also the membership card. What we didn't know: American Express checks the SCHUFA file for every transaction, even if the card is in the same person's name. Plus: Each credit card is reported individually. Even the Amex Platinum Business is deposited to the person like a credit card, although billing is done through the company (a GmbH).

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Because we applied for the cards in 4 weeks, our SCHUFA was evened out in no time.2 new credit cardsinformed. This also had a direct effect on our SCHUFA score, which deteriorated in the last calculation.

We would have preferred a smoother solution here instead of reporting two credit cards directly

Bottom Line on the American Express Platinum Card

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So far, our verdict on the American Express card remains very positive. It took some time to "get" the card and be able to use all, or at least most, of the benefits. Even after several months, we regularly find new functions and features that you can use.

You definitely pay a price for the card. In the credit check, of course, a certain creditworthiness is taken into account. So far, we have not been shown an actual credit limit directly from American Express, we were able to book a four digit amount in the first month, which was then debited from our account (after 30 days).

What is definitely exhausting at times is the website functionality and logins. Note here that there are many different portals that Amex accesses and the upload processes also take a long time, making the hotel or flight booking process a bit more strenuous.

In general, we can definitely recommend American Express as a premium credit card, as a travel credit card or even as a main card for everyday life, with a corresponding lifestyle, and we will also constantly expand our field report.

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Contact American Express: Who is behind the card?

American Express Platinum Card
Membership has its privileges.

Name American Express Europa S.A.
type credit card company
ADDRESS Theodor-Heuss-Allee 112, 60486 Frankfurt am Main
telephone 069 9797 1000
service times Monday to Friday, 8:30 a.m. - 5:30 p.m.
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(Video) Is the Amex Centurion Card Worth 20x The Amex Platinum card?


What are the changes to Amex Platinum in 2023? ›

Summary of Amex Platinum Changes

Additions: $200 annual hotel credit. $300 annual Equinox Credit (Starting in 2023, statement credits for the $300 Equinox Credit benefit will be provided on an annual basis of up to $300 per year and will no longer be provided on a monthly basis of up to $25 back per month.)

Is it hard to get approved for Amex Platinum? ›

Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have at least good credit and make a lot of money, you have a decent shot at getting approved.

What are the rules for the Amex Lounge 2023? ›

As of Feb. 1, 2023, the ability to bring in two guests at no additional cost went away for most cardholders. Now, unless you otherwise spend $75,000 or more each calendar year on your card, you'll need to pay $50 to bring an adult guest ($30 for children ages 2 through 17) into the Centurion Lounge. Terms apply.

Will American Express give me a second chance? ›

Yes, American Express does have a reconsideration line for applicants to call and request a second review of their denied credit card application. The American Express reconsideration line is (800) 567-1083.

Why is Amex Platinum annual fee so high? ›

The main reason why Amex cards are so expensive is that many American Express credit cards offer generous rewards rates and high-end perks, which warrant steep annual fees. Amex cards are targeted toward people with good credit and high incomes who are likely to charge large amounts to their cards every month.

Is it worth it to upgrade to Amex Platinum from gold? ›

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.

What is the average income for Amex Platinum? ›

We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.

What salary do you need for a platinum Amex? ›

Salary Needed for Amex Platinum Credit Card

If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

What is the highest limit on Amex Platinum? ›

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise.

What is the Centurion Lounge 3 hour rule? ›

If your same-day outbound flight departs after the lounge closes for the day, we will admit you as early as 3 hours prior to the lounge closing, subject to available capacity. Select lounges may allow access to eligible Card Members with a confirmed reservation for any same-day travel (departure or arrival).

Which Amex gets you into airport lounges? ›

If you're a Platinum Card® from American Express cardholder, you get complimentary access to the Amex lounge networks on the day of your departure. You can bring two guests with you free of charge, and day passes for additional guests will cost you $50 each.

Is Amex Platinum losing guest lounge access? ›

As of February 1, 2023, those with the Amex Platinum can no longer bring guests into Amex Centurion Lounges.

Why was i denied Amex Platinum? ›

The most common reason you'll be denied an Amex card even with great credit is that you're already at their limit. Specifically, American Express tends to restrict each cardholder to a maximum of four "lending products" (that means revolving credit lines, like credit cards) and up to 10 charge cards.

What is the 1 in 5 Amex rule? ›

The 1-in-5 rule limits card approvals to one every five days. If you are applying for multiple Amex cards, simply wait at least six days to ensure you don't get rejected for that second card. You can apply for two Amex cards in one day—as long as one is a charge card and the other a revolving credit card.

Does Amex ever raise your limit? ›

Yes, Amex increases credit limits automatically. This might happen if you have excellent creditworthiness and make all your payments on time. Paying your balances in full each month or maintaining a low credit utilization ratio might also work in your favor.

How do I get my Amex Platinum fee waived? ›

Apply for the Amex financial relief program: If you're having difficulty paying your annual fee due to unforeseen financial difficulty, apply for the financial relief program online or call Amex at (866) 703-4169. You could potentially have your annual fee waived.

Why is Amex Platinum so good? ›

Not only do you get access to Priority Pass lounges that many other premium credit cards offer, but you also get access to swanky Amex Centurion Lounges, International Centurion Lounges, Escape Lounges – The Centurion Studio Partner, Plaza Premium Lounges, Airspace Lounge, select Virgin Clubhouses, select Lufthansa ...

Is Amex Platinum card metal? ›

Yes, the American Express Platinum card is made out of metal. The American Express Platinum card is made of stainless steel and weighs 18.5 grams, compared to a traditional card made of plastic, which only weighs 5 grams.

What happens if you don t pay Amex platinum in full? ›

If you don't pay Amex Platinum in full, you will be charged interest on any purchases added to a Pay Over Time balance. With Pay Over Time, you can add eligible charges to a Pay Over Time balance, up to a limit.

Why is gold Amex better than platinum? ›

Is Gold Card Higher Than Platinum? Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

Can you downgrade Amex Platinum to no fee card? ›

There are no palatable downgrade options available, so you have no choice but to close the card to avoid an annual fee. Example: would be if you held The Platinum Card® from American Express and are dead-set on not paying an annual fee.

Is Amex Platinum for millionaires? ›

Unlike some of the other cards on this list, The Platinum Card® from American Express is an elite card, but it's not invite-only. This accessible card is one of the best credit cards for millionaires.

Does Amex verify income? ›

While American Express probably won't ask to verify your income, it's not a good idea to lie about your income on an application. In fact, providing false information on a credit card application is against federal law. Therefore, you're much better off being honest when applying for an American Express credit card.

How high of a credit score do you need for Amex Platinum? ›

What credit score do I need to get the American Express Platinum? The Platinum Card® from American Express requires good to excellent credit to qualify. This is typically defined as a credit score of 690 or better.

Does everyone get approved for Amex Platinum? ›

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.

What is the easiest American Express card to get? ›

Which Amex card is the easiest to get? The easiest Amex cards to get are ones with a lower minimum spending requirement for rewards, as well as a low annual fee or no annual fee. Examples include the Blue Cash Everyday Card from American Express and the American Express Cash Magnet Card.

Is making Amex Platinum worth it? ›

Bottom line. The Platinum Card from American Express carries a $695 annual fee, but for many travelers, the card's benefits will more than offset that charge. If you can maximize all of its annual statement credits, you're looking at nearly $1,600 in value.

What is the credit limit for 50000 salary? ›

What will be my credit limit for a salary of ₹50,000? Typically, your credit limit is 2 or 3 times of your current salary. So, if your salary is ₹50,000, you can expect your credit limit to be anywhere between ₹1 lakh and ₹1.5 lakh.

What Amex card is above platinum? ›

The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.

Can I buy a car with a credit card? ›

In general, car dealerships accept credit cards. You might even be able to use a card to buy a vehicle. However, it's more likely that the dealership will take a credit card for a down payment or a part of the down payment up to a certain amount. For you, using a credit card is a convenience or maybe a necessity.

Can you sleep in a Centurion Lounge? ›

Many Centurion Lounges feature day beds or private areas where you can nap, however no Centurion Lounge is open overnight, so no sleeping overnight is allowed.

How long can I stay in the Amex Centurion lounge? ›

You can only enter a Centurion Lounge within 3 hours of departure, so for your originating flight, you can only stay for approximately 3 hours. For a flight where you have a layover and you're at the lounge, there is no time limit to how long you can stay or when you can enter.

Are drinks unlimited in Centurion Lounge? ›

The Centurion Lounge policy is to serve each member and their guests one drink at a time.

Can Amex Platinum get into Delta Sky Club? ›

Customers with select Platinum Cards and Centurion Cards from American Express may access Delta Sky Club locations when traveling on a same-day ticket on a Delta-operated (Delta or Delta Connection) or Delta-marketed flight operated by WestJet (006 ticket number).

Does Amex Platinum get you into United Club? ›

Does the Amex Platinum get you into United Clubs? The Amex Platinum doesn't provide access to United Clubs.

Does the American Express Platinum Card get you into Admirals Club? ›

Complimentary access

Additionally, American AAdvantage members with Platinum status or higher and Alaska Mileage Plan members with MVP Gold status or higher can access Admirals Club lounges (with one guest) when traveling in any cabin on a qualifying international flight with American Airlines or a Oneworld partner.

Can two guests use Amex Platinum Airport Lounge? ›

Only American Express Platinum Cardmembers may access the American Express Lounge • American Express Platinum Cardmembers are allowed entry along with two guests on a complimentary basis • Complimentary entry for accompanying children (below 12 years) in both lounges • Applicable charges will be levied for any ...

Why are Amex lounges so crowded? ›

With airline cancellations and delays at a post-pandemic high, the lounge has been a welcome refuge from the crowded, maddening airline waiting room. But those 'exclusive' lounges are now packed with crowds of the mass affluent, people with enough points, miles or “elite status” to get past the sliding doors.

How many lounge visits with Amex Platinum? ›

Not to mention, American Express Platinum Cardmembers and up to two guests receive complimentary access as part of the American Express Global Lounge Collection. Airspace Lounge is a network of airport lounges in the U.S. which are open to Platinum Cardmembers flying on any airline.

Why is Amex Platinum so hard to get? ›

Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have at least good credit and make a lot of money, you have a decent shot at getting approved.

Why would anyone get Amex Platinum? ›

The Amex Platinum® is a premium credit card that offers a welcome bonus, luxury perks, and other value-added services. Cardholders benefit from Uber credits, airfare discounts, bonus points, cashback and much more. Unlike typical credit cards, this card allows you to carry a balance for certain charges, but not all.

What is the 2 90 credit card rule? ›

Application Rules

You're limited to 1 approved credit card every 5-day rolling period and 2 approved credit cards every 90 day rolling period. This rule only applies to credit cards and not their charge cards.

What is the 2 3 4 credit card rule? ›

2/3/4 Rule

Here's how the rule works: You can be approved for up to two new credit cards every rolling two-month period. You can be approved for up to three new credit cards every rolling 12-month period. You can be approved for up to four new credit cards every rolling 24-month period.

Can you downgrade Amex Platinum? ›

You can downgrade the American Express Platinum card by calling customer service at (800) 528-4800. As an American Express Platinum cardholder, you can only downgrade to the American Express® Gold Card or the American Express® Green Card.

How does Amex decide your limit? ›

Debt-to-income ratio

The more debt you carry, the less likely you are to qualify for a large credit limit with your credit card. The higher the income you have, the more likely you are to receive a higher credit limit.

How do I get the highest Amex limit? ›

You can request a credit limit increase from American Express online or over the phone. To make your request online, log in to your credit card account and select Account Services > Card Management > Increase Your Credit Limit. Or you can call the number on the back of your credit card to request an increase.

Why did Amex give me a high credit limit? ›

As a reward, the credit card issuer may automatically grant you a higher credit limit, or invite you to request one. It could be just a small bump, or it may be as much as 30%. The news may come to you out of nowhere, but it's no reason to be concerned. In fact, it's a sign you're managing your credit card well.

Is the new Amex Platinum Card metal? ›

Yes, the American Express Platinum card is made out of metal. The American Express Platinum card is made of stainless steel and weighs 18.5 grams, compared to a traditional card made of plastic, which only weighs 5 grams.

Is Amex Platinum worth it after the first year? ›

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual card credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Is Amex Platinum worth it first year? ›

The Amex Platinum consistently has one of the most valuable welcome offers out there. Currently, you can earn 80,000 Membership Rewards points after spending $6,000 during your first six months of card membership.

What income do you need for Amex Platinum? ›

Salary Needed for Amex Platinum Credit Card

If you make nearly $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

What is Amex Platinum card limit? ›

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.

When should I pay off my Amex Platinum card? ›

You need to pay off most American Express Platinum card purchases every month. You will be able to carry a balance only up to a certain “Pay Over Time” limit specified by Amex after you receive the card, and that balance will accrue interest at an APR listed on your monthly statement.

What happens if you don t pay off Amex Platinum every month? ›

Chip Lupo, Credit Card Writer

If you don't pay Amex Platinum in full, you will be charged interest on any purchases added to a Pay Over Time balance. With Pay Over Time, you can add eligible charges to a Pay Over Time balance, up to a limit.

Can I have 2 Amex Platinum cards? ›

Can you have multiple Platinum cards? In general, you can have multiple Amex Platinum cards, but you'll only be able to earn 1 welcome bonus.

Does Amex Platinum upgrade seats? ›

Yes, you can use the American Express Platinum card airline credit for seat upgrades. The annual $200 credit covers flight-related incidentals, such as seat assignment fees, that are charged to an American Express Platinum card.

Can I product change from Amex Platinum to gold? ›

Yes, you can downgrade your Amex Platinum card to the Amex Gold card. But just like with upgrades, you'll want to make sure that you've had the card open for at least 1 year or more. This is a great way to save yourself some money if you no longer find the benefits of the Amex Platinum card to be worth the fee.

Is Amex prestigious? ›

Yes, the American Express Platinum card is considered a prestigious credit card, as it's geared for big spenders who travel often and can take advantage of the card's many benefits.

Should I have 3 credit cards? ›

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.


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Name: Patricia Veum II

Birthday: 1994-12-16

Address: 2064 Little Summit, Goldieton, MS 97651-0862

Phone: +6873952696715

Job: Principal Officer

Hobby: Rafting, Cabaret, Candle making, Jigsaw puzzles, Inline skating, Magic, Graffiti

Introduction: My name is Patricia Veum II, I am a vast, combative, smiling, famous, inexpensive, zealous, sparkling person who loves writing and wants to share my knowledge and understanding with you.